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Introducing IINK Wallet

Move money, instantly, anytime, to anyone.

The only wallet built specifically for restoration professionals.

Get access
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New FeaturePayment Requests

Seamlessly request payments for invoices, fees, or any other need—all from iink Wallet.

Attach invoices, link payments to jobs, and track everything in one place. One platform, total control over your money.

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Speed of money

Wallet let’s you choose how and when you pay and get paid.

Pay the usual way or use our faster options when needed. It's all about what suits you!

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Easily track financials

View transactions, payments, fees, and balances all in one place.

Ditch your accounting spreadsheet. We track all your funds for jobs and claims.

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Built for restoration

Manage claim payouts, vendor payments, retail work and more.

Whether it’s a $1,000 deductible payment or a $1M claim payout, Wallet delivers.

Powerful features built for you.

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Instant bank transfers

Instant Transfers — money when you need it, not just when banks are open.

Withdraw money to your bank within seconds with Instant Transfer — no delays, no waiting. Keep your cash flow steady and projects moving, 24 / 7 / 365. Can your bank do that?

Transfer speeds are institution-specific and could take up to 30 minutes. Subject to daily and per-transaction limits. Fees may apply. The receiving institution must be a participating member of The Clearing House.

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Wallet-to-wallet payments

Move money just like your favorite apps. Instantly, free, with no limits.

No need to stress about low transfer limits or tricky apps — Wallet is designed with your vendors, partners, and customers in mind to keep your business on track. No limits or fees.

Currently, sending payment is available only to iink verified customers — requesting payments is coming soon. All active and invited users have 365 / 24 / 7 access to Wallet balances. 

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Flexible payment methods

Fund your Wallet your way — by bank, credit card, or check.

Add money to your wallet using standard or same-day bank transfers, with a check deposit, or via credit card. Funds added to your wallet are immediately available for peer-to-peer transfers. 

Currently, bank transfers are only available to iink verified customers — funding by credit card or check deposits is coming soon. Wallets may be subject to clearing and settlement periods. Certain users may be allowed access to funds sooner with Next-Day Clearing.

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Financial transparency

See every dollar for your jobs and claims. All in one place.

Track balances, transactions, and fees with complete clarity. Wallet gives you the financial visibility you need for your business. Export your transactions and import to your favorite accounting application.

Exports are provided in CSV format. Learn how to import to QuickBooks.

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Multi-Party check deposits

Digitally endorse, deposit and allocate checks proceeds with multiple payees.

Avoid trips to the bank, driving to pick up checks or get signatures of all the payees. Use the proceeds from checks to directly allocate funds to other users automatically when the check clears.

Wallet adapts to your speed.

Whether you need funds now, same day or next day, Wallet has options to match your timeline.

Compare options Speed and availability Price

Wallet-to-Wallet

Instantly pay another user in the platform. No limit. Approval required. Free

Request for Payment

Request payments from other iink users. Funds move in realtime from wallet to wallet. Contact for pricing

Instant Bank Transfer

Transfer funds in a few minutes into an external bank account, 24 / 7 / 365. Available to all users. 1-2% of amount

Standard Bank Transfer

Transfer funds in 1-2 business days into an external bank account. Available to all users. Free

Next-Day Check Clearing

Claim checks submitted for deposit are available next business day. Approval required. Free

Multi-party Check Deposits

Available to iink verified customers. Standard clearing period of 3 business days, unless approved for next day clearing. Free

Individual and daily limits are determined on a per-account basis. To learn more about how to increase your limits, please contact your account manager.

Frequently asked questions

A digital payment wallet for contractors is a secure online platform that simplifies managing payments. With Wallet, you can deposit checks, send payments, and track transactions all in one place—built specifically for the needs of restoration professionals.
Your Wallet funds are insured by Depositors Insurance Fund (DIF) which covers deposits beyond FDIC limits, ensuring full insurance for larger balances. Learn more about DIF at https://difxs.com/about/.
Instant payments allow you to send or receive money instantly, 24/7/365. With Wallet, you can transfer up to $1.5M within seconds, ensuring fast cash flow to keep your projects moving without delays.
With Wallet, you can upload insurance claim checks directly to the platform. Funds are available as soon as the next day, eliminating the waiting time typical with traditional banks.
Yes! Wallet supports instant payments for large transactions, making it perfect for high-value projects in the restoration industry.
Absolutely. Wallet uses industry-leading encryption, fraud detection, and compliance with payment processing standards to keep your money and data safe at every step.
No, Wallet is designed to work alongside your existing bank account. You can deposit checks, manage payments, and track transactions without having to switch banks.
Wallet offers competitive, transparent pricing with no hidden fees. You’ll see all charges upfront for every transaction, ensuring clarity and trust.
Wallet is versatile—it’s built to handle insurance claims efficiently while also supporting upfront retail payments. This flexibility helps contractors diversify and manage payments from multiple sources seamlessly.
Signing up is simple. Create your Wallet account through iink, upload your first check, and start managing payments instantly. It’s fast, easy, and designed to get you started right away.
Wallet goes beyond what banks or traditional apps offer. With features like instant payments, next-day check clearing, and complete financial transparency, Wallet is built specifically for restoration professionals, ensuring your money moves as fast as your business does.
Have more questions? We're here to help!

If you didn’t find what you’re looking for, feel free to reach out. Our team is ready to assist you.

Contact us

Ready to transform your payments?

Get access to Wallet

Book a Demo

Set up a quick intro

Whether you are an existing customer or just curious, see how iink saves property restoration professionals time and money on property claim payments by filling out the form below to book a demo.

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  • Who we serve
    • Public adjusters
    • Contractors
  • What we do
    • Careers
  • About us
    • Remote check capture
    • Multi-party payments
    • Digital endorsements
    • Mortgage check admin
    • Manage your funds
  • Resources
    • The Lunchbox
    • Case studies
    • Blog
    • Webinars
    • Knowledge base
  • Pricing
iink is an authorized third party sender of Avidia Bank (Member FDIC# 90215). All money transmission is provided by Avidia Bank pursuant to Avidia Bank’s Licenses (NMLS# 422902).
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