New pricing effective April 1, 2026
Simple, Transparent Pricing
Your one solution for digital endorsement, claim proceeds deposits, and secure, transparent claim proceeds disbursements across all multi-party P&C claim checks.Choose yearly for 10% off and access to your full year of included checks from day one.
-
Basic
$45/moIncludes up to 2 check submissions per month — each additional at $22.50.
Capped 1% fee for checks with a mortgage company payee. -
Essential
$96/moIncludes up to 8 check submissions per month — each additional at $12.00.
Capped 1% fee for checks with a mortgage company payee.
-
Plus
$225/moIncludes up to 25 check submissions per month — each additional at $9.00.
Capped 1% fee for checks with a mortgage company payee.
-
Premium
$375/moIncludes up to 50 check submissions per month — each additional at $7.50.
Capped 1% fee for checks with a mortgage company payee.
Over 50 check submissions a month?
| Basic | Essential | Plus | Premium | Enterprise | |
|---|---|---|---|---|---|
| Multiparty Claim Check Processing | |||||
| Included monthly claim check submissions | 2 | 8 | 25 | 50 | Call |
| Additional claim check submissions | $22.50 | $12.00 | $9.00 | $7.50 | Call |
| Electronic Endorsement | |||||
| Secure digital check image storage | ✓ | ✓ | ✓ | ✓ | ✓ |
| Upfront, mutually agreed upon check allocations | ✓ | ✓ | ✓ | ✓ | ✓ |
| Unlimited stakeholder endorsement requests | ✓ | ✓ | ✓ | ✓ | ✓ |
| Digital endorsement from any device | ✓ | ✓ | ✓ | ✓ | ✓ |
| Remote Check Deposit | |||||
| Per-check deposit limit | $100k | $100k | $500k | $1M | $1M |
| 3-day standard check clearing limit | $100k | $100k | $100k | $100k | $100k |
| Next-day check clearing | Call | Call | |||
| Funds Disbursement | |||||
| Standard ACH bank transfers | ✓ | ✓ | ✓ | ✓ | ✓ |
| Instant RTP bank transfers | 3% | 2% | 2% | 2% | Call |
| Automatic bank transfers | Call | Call | Call | ||
| Mortgage Loss Draft Processing | |||||
| Deep mortgage bank expertise | ✓ | ✓ | ✓ | ✓ | ✓ |
| Shipping labels for wet signatures | ✓ | ✓ | ✓ | ✓ | ✓ |
| Digital endorsement by participating mortgage banks | ✓ | ✓ | ✓ | ✓ | ✓ |
| Real-time status updates | ✓ | ✓ | ✓ | ✓ | ✓ |
| Fee per check submission (based on check size) | 1% | 1% | 1% | 1% | Call |
| Fee cap per check submission | $329 | $329 | $299 | $299 | Call |
| Additional mortgage companies (2+) | $15 | $15 | $15 | $15 | $15 |
| Security, Support, and Compliance | |||||
| User permissioning | ✓ | ✓ | ✓ | ✓ | ✓ |
| Complete audit trail of disbursement payments | ✓ | ✓ | ✓ | ✓ | ✓ |
| Multiple business locations | 1 | 1 | 2 | Unlimited | Unlimited |
| Multifactor authentication | ✓ | ✓ | ✓ | ✓ | ✓ |
| Security monitoring | |||||
| Annual underwriting | $299 | $0 | $0 | $0 | $0 |
| Systems integrations | Call |
We Know Your Pain
iink delivers a structured process, clear visibility and valuable time savings.
All parties must physically endorse the check, whether in person or mailed.
Checks are endorsed digitally on your computer or mobile device.
Take the check to the bank for deposit.
Once the check is cleared, claim proceeds are sent via ACH to your bank account.
Pay claim and/or restoration professionals separately with personal checks.
Direct claim proceeds to multiple parties from one check via ACH
Contact the mortgage company on the check for their endorsement instructions.
iink’s payment experts will handle all communication with the mortgage company.
Get authorization from the insured to speak with their mortgage company.
Authorization is obtained for iink automatically when the insured approves the transaction.
Wait for the mortgage company to send required documents for monitored claims.
iink’s database has most of these documents from over 1500 mortgage companies.
Create and pay for shipping labels to mail the check to the mortgage company.
(2) Pre-filled shipping labels are included with each mortgage check service.
Call the mortgage company for receipt confirmation and status updates.
Updates are provided real-time to your iink payment file for full visibility.
Communicate with multiple parties in the status and whereabouts of the check.
All stakeholders can view check status in the payment file and communicate with iink support.
Up to 7-10 business days clearing time for a commercial check deposited to personal account.
Checks are cleared in 3 business days and can be transferred to your bank account in as little as 30 minutes.