Mortgage Servicers

Modernizing Servicing Means Modernizing Loss Draft

Streamline Servicing Operations. Reduce Costs. Improve Profitability.

Loss draft is one of the most overlooked levers in servicing—but the opportunity is real. iink helps servicers eliminate operational friction and deliver a better experience for borrowers impacted by an insured loss.
See How It Works
iink
Cut Servicing Costs

Lower cost-per-loan without sacrificing service quality.

Boost Your Profitability

Increase net servicing income across your entire portfolio.

Stay Fully Compliant

Built-in guardrails keep you aligned with rules and regs.

Better Borrower Outcomes

Faster, smoother experiences when homeowners need help most.

The Problem

Loss Draft Processing
Is Broken

Loss draft is one of the most overlooked sources of operational drag in mortgage servicing—but the inefficiencies are real and measurable. Manual, paper-heavy workflows mean high FTE involvement, excessive borrower phone calls, physical check handling, postage costs, fax-based processes, and endless back-and-forth email coordination. The result: ballooning operational expense, slower cycle times, and a frustrating experience for borrowers at an already difficult moment.
solution
The Solution

A Digital-First Loss Draft Platform, Built for Servicers

iink’s digital loss draft platform empowers Loss Draft teams to move faster, reduce operating costs, and improve homeowner satisfaction—while remaining fully compliant with investor, state, and federal requirements.
We replace manual, paper-driven workflows with a secure, digital-first experience that benefits servicers, borrowers, and vendors alike.

Fits Into Your Existing Stack

iink integrates via API with MSPs, document repositories, and systems of record. No rip-and-replace required.

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Proven at Scale

Servicers using iink eliminate snail mail, reduce internal operating costs, and deliver funds to homeowners in days instead of weeks—all while adhering to investor guidelines.

$2.5B+ IN LOSS DRAFTS PROCESSED
1,500+ MORTGAGE SERVICERS TRUST IINK
40 LEADING SERVICERS ACTIVELY USING ELECTRONIC ENDORSEMENT
Key Benefuits

Most Advanced Multi-Party Deposit Technology

Funds in Days, Not Weeks

iink eliminates snail mail and branch bottlenecks. Homeowners get their money fast.

High-Limit Mobile Deposit

Remote mobile deposit of multi-party checks up to $1,000,000—clearing in as little as one business day. Traditional mobile caps typically stop at ~$10,000.

No Branch Visit Required

Many major banks require all payees to be physically present for multi-party deposits. iink removes that friction with digital endorsement from anywhere.

After-Hours & Weekend Access

ACH and RTP rails mean homeowners can receive funds evenings, weekends, and holidays—not just during banking hours.

Geographically Flexible Endorsements

Homeowners, contractors, adjusters, and attorneys all endorse digitally from wherever they are. No in-branch coordination required.

Full Audit Trail & Compliance Visibility

A complete, immutable record of every approval—who authorized it, when, and where funds landed. Built for investor, state, and federal compliance.

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OPERATIONAL VALUE

What iink Delivers 

A modern, purpose-built loss draft platform that:

  • Tracks and manages loss draft claims end-to-end
  • Enables compliant, auditable disbursements aligned with investor guidelines and state & federal regulations
  • Supports multiple payment rails, including:
    • Multi-party mobile check deposit
    • ACH
    • RTP
  • Integrates seamlessly via APIs with MSPs, document repositories, and systems of record
  • Replaces manual workflows with AI-driven automation to reduce cycle times and improve borrower outcomes
How iink Works

Simple for Borrowers,
Powerful for Servicers

From first notice of loss to final disbursement, iink automates the workflows that slow your team down.

Endorse

Secure digital endorsement
by all required parties

Deposit

Safe and compliant
check deposit processing

Disburse

Automated distribution
to all claim parties

The Result

Cut Servicing Costs

Lower cost-per-loan without sacrificing service quality.

Boost Your Profitability

Increase net servicing income across your entire portfolio.

Stay Fully Compliant

Built-in guardrails keep you aligned with rules and regs.

Better Borrower Outcomes

Faster, smoother experiences when homeowners need help most.

Request a Consultation

See how iink saves property restorations professionals time and money on property claim payments by filling out the form below to book a 30 minute demo.