Holiday schedule
When we're open and money moves
When the Federal Reserve is closed, banks don't settle standard transfers or checks. On many of those days iink is still open and processing your requests, but the money moves on the next business day.
| Date | Holiday | Federal Reserve | iink | Money movement* |
|---|
* Money movement means standard transfers (including ACH) and check deposits. Instant transfers aren't affected and work every day.
When your money moves. Standard transfers and check deposits submitted on a closed day are processed on the next day the Federal Reserve is open, shown in the table as "Moves".
Weekend holidays. If a holiday falls on a Saturday, the Federal Reserve stays open the Friday before. If it falls on a Sunday, the Federal Reserve closes the following Monday. iink stays open on those Fridays and Mondays.
Federal Reserve dates come from the Federal Reserve Board's holiday schedule. Your bank may have its own cut-off times. To learn how long each transfer type takes, see transaction times.