Restoration Professionals

There's a check between you and the money you're counting on.

Materials bought, crews scheduled, the job in progress or wrapped up — either way, your money is tied up in a check. Insurance checks are hard to move: made out to the homeowner, to several parties at once, or straight to you. iink gets you paid, securely and fast, no matter the stage or whose name is on the check.

Book a 15-minute walkthrough See how it works

  • No windshield time

    No driving for signatures or to the bank.

  • Your name on the funds

    Put on the money from the start.

  • Cleared in ~3 days

    The whole check, not a partial release.

  • Paid automatically

    The whole check, not a partial release.

The Problem

One job. Three ways a check gets stuck.

Every restoration payment lands as a check, and every check has a catch. Which one you hit depends on whose name the insurer put on it.

Made Out to Several Parties

The Endorsement Wall

You, the homeowner, sometimes a public adjuster or attorney — everyone named has to endorse. "And" checks push stricter banks to demand every party in person, with ID. One missing signature freezes the whole amount.

With iink

Every payee endorses remotely, from a phone, wherever each of them is.

Made Out to the Homeowner

No Control

Your money is legally in someone else's name. You're hoping they deposit it, hoping it clears, hoping they pay your share before the money finds another use.

With iink

You're put on the funds, with a signed, timestamped record that the homeowner approved the money going to you.

Made Out to You

The Clock

No signatures to chase, just time. Once the check is in your hands, you're driving to the branch, depositing it, then waiting out the hold before the funds are actually yours.

With iink

Upload it from wherever you are, skip the branch trip, and clear faster than your bank will hold it.

The average check in this work — past the limit on nearly every way you'd normally move money.

Consumer banking was never built to move a large, multi-party insurance check. iink was.

  • $2K-$5K per day (mobile deposit cap)
  • ~$5K per week (Venmo)
  • $7.5K per week (Cash App)
  • $3.5K–$5K per day (Zelle)
  • 5+ days held on the amount over $6,725

What You Get

One rail for every check you handle.

The Old Way

  1. Drive to pick up the check
  2. Chase down every signature
  3. Drive to the bank to deposit

Hours of windshield time, gas, and $30–$100 overnight-shipping fees, all before the money even starts clearing.

With iink

Upload once, from anywhere.

Upload the check yourself, or text a link to whoever's holding it. It's endorsed and deposited without a single trip.

  • Capture and endorse from anywhere

    Upload the check, or text or email a link to whoever's holding it — homeowner, adjuster, anyone named. Every party endorses remotely from a phone.

  • Your name on the funds

    When the check is written to the homeowner, iink puts you on the money from the start, so you're not waiting on someone else to pass along what you earned.

  • Cleared in ~3 business days

    The whole check moves, not just the piece your bank will release, instead of the week-plus your bank can freeze the big ones.

  • Paid automatically, straight to your bank

    Once the check clears, iink deposits your funds directly to your bank account. No invoicing step, no chasing, no extra transfer to set up.

  • A record that backs you up

    Every check creates a timestamped record of the homeowner approving that the funds go to you, tied to verified identity. Useful if a dispute surfaces months later.

  • One place for every check

    Uploaded, endorsed, and tracked, with a clear status on each. No more stack in the glove box.

How iink Works

From check in hand to cash in the bank.

  1. Capture

    Upload the check, or text a link to whoever's holding it.

  2. Endorse

    Every named party signs remotely from a phone.

  3. Deposit

    No branch visit. Typically clears in about 3 business days.

  4. Get Paid

    Funds land automatically in your bank account.

Cost of Waiting

What the status quo costs you on every check.

The insurer cut one check for the claim, made out to the homeowner and you. Here's what it takes to turn it into money in your account, and what iink saves. Adjust the numbers to match your business.

Your volume

The basics

8
$50/hr

Step 1

Getting the check to your account

Today, the check gets deposited by…

How do you get the physical check?

2.0 hrs

Calls to schedule with the homeowner, plus windshield time each way. Storm-chasing crews often sit at the high end.

50 mi

Valued at $0.67/mile for gas and vehicle wear.

$60

Shipping a live check also carries the risk of a lost or stolen check, and days of lost time reissuing it. That cost isn't in the totals here.

0.75 hrs
6 days

This path clears twice: once when the homeowner deposits the insurer's check, and again when you deposit the check they write you. Your money waits behind both.

5 days
6 days
1.0 hrs
0.75 hrs
6 days

Optional upside

Supplier early-payment discounts

Do your suppliers offer early-payment discounts?

$4,000
2.0%

Only counts if slow cash is currently making you miss the early-pay window. Faster deposits let you pay inside it. Shown separately from the savings above.

Beyond the math

Speed pays in ways a calculator can't total.

The figures above are the direct costs. These are the compounding wins of getting paid in days instead of weeks. Real, even if they're harder to put a single number on.

Supplier terms, protected

Paying inside the early-payment window keeps your discounts and your standing. Suppliers quietly reprice the slow payers, and that creep costs you every quarter.

Crews paid without the wait

When your money isn't stuck behind a check, payroll and subs don't sit in limbo. Steady, predictable pay is a big part of what keeps good people on the roof.

Reps who stay and sell

Salespeople commissioned on time stick around and keep closing. Slow, uncertain commission is one of the fastest ways to lose a strong closer to a competitor.

More jobs in the same year

Every hour off the check-chasing treadmill, and every dollar not parked in transit, is capacity for the next job. When time or cash is your ceiling, faster turnaround means more jobs completed a year.

Estimates for illustration, based on iink's 2026 fact base and the inputs you provide. Time is valued at your stated hourly cost. Mileage at $0.67/mi.

71 NPS

Homeowner NPS

Homeowners rate the iink experience an NPS around 71, rare for anything involving an insurance check. The person on the other side of your payment has a good experience too, which keeps the whole thing moving.

Book a Walkthrough

Your first check can be your next job.

Whoever the check names, collect every endorsement remotely, move the money your bank chokes on, and get paid automatically to your bank account.

Setup is quick, and we'll size a plan to your volume.

Book a 15-minute walkthrough