Effective Date: 09/16/2020
The information we collect varies depending on the type of activity you are performing on the Site or how you use the services. The Site, among other things, consists of a business to business Website and Apps that are directed to our Clients who generally own, manage, or provide services to various homeowner insureds (collectively, “Customer(s)”) to whom iink also provides services. iink’s services enable Clients to manage a Customer’s payment from Insurance proceeds to Client and enables iink to facilitate the insurance check endorsement process for Customer. Clients who engage our services may provide access to certain authorized users (“Authorized Users”) to certain parts of our Site. To the extent iink collects personal information from you on the Site, that information is generally limited to the personally identifying information that you use in the context of your Client/Authorized User relationship with us (“Business Personal Information”) but may at times include personal information as described more specifically below. In other instances our Site will collect other information in order to deliver our services or as part of operating our Site. We may collect information about you, as further described below:
iink collects Business Personal Information from you when you create an account or otherwise access or use services on our Site. This information may relate to your business contact information, including that of your Authorized Users and/or your service provider’s business contact information, and may include your (a) name; (b) business name; (c) business address; (d) telephone number; (e) fax number; (f) email address; (g) state issued professional license number; (h) commercial liability insurance number; (i) ein/tin; (j) client business financial account number.
In addition to the information outlined above, we may automatically collect or receive additional information relating to your use of the Site (collectively, “Other Information”). We have a legitimate interest in using such information to assist in systems administration, information security and abuse prevention, to track user trends, and to analyze the effectiveness of our Site and services. Below are examples of Other Information we collect automatically.
Log files refers to the information that is automatically sent by your web browser or device (or otherwise automatically collected) each time you view or interact with our Site. The information inside the log files may include IP addresses, type of browser, internet service provider, date/time stamp, referring/exit pages, clicked pages and any other information your browser may send to us.
The Options/Settings section of most internet browsers will tell you how to manage cookies and other technologies that may be transferred to your device, including how to disable such technologies. You can disable our cookies or all cookies through your browser settings, but please note that disabling cookies may impact some of our Site features and prevent the Site from operating properly.
When you visit our Site, we may collect your IP address for certain purposes such as, for example, to monitor the regions from which you navigate our Site. We may also use web beacons alone or in conjunction with cookies to compile information about your usage of our Site and interaction with emails from us. Web beacons are clear electronic images that can recognize certain types of information on your computer, such as cookies, when you view a particular site tied to the web beacon. We may use web beacons to operate and improve our Site.
We may collect or receive information about you from other businesses that we or you work with to deliver our services to you.
Our Site may utilize location services on your mobile device to collect and use location data, including the real-time geographic location of your device. If you consent to the utilization of location services, we may use GPS, Bluetooth, your device’s unique identifier, and/or your IP Address, along with Wi-Fi and cell tower locations, and other technologies to determine your device’s geolocation. This location data is utilized to initiate notifications or deliver services requested by you. We maintain location data records for as long as reasonably necessary to provide our services. We will collect geolocation data only if you consent, and we will notify you whether the location services will be always running or only when the App is in use. You may choose to disable location services through our App, but if you do so, you will not receive any notifications or services that require a geolocation. Most mobile devices provide users with the ability to disable location services. These controls are generally located in the device’s settings menu. You can also contact your mobile service carrier or your device manufacturer for more information on disabling location services.
iink uses the information we collect in a variety of ways to operate the Site and deliver the services you have requested. In addition, iink may use information collected on our Site to: (a) provide you the products and services you have requested; (b) inform you of other products or services available from iink, its affiliates, or other third parties that may interest you; (c) contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered; (d) perform statistical analysis in order to improve our products, services, or Website; (e) communicate with you about products or services we provide you or in response to a question, request or comment you send to us; (f) provide Client support, or arrange for deliveries or services to be delivered to you; (g) personalize your Site experience; (h) prevent, detect, investigate, or remediate security or other legal concerns, including fraud (i) protect the rights, property, or safety of iink, Site users, Customers, Clients, or our other Authorized Users or users, or any other person or the copyright-protected content of the Site; (j) comply with applicable laws, regulations or industry requirements, or respond to subpoenas or government requests; (k) fulfill any other purpose for which you provide it or consent
We may share information collected about you in the following situations:
We share information about you with service providers to perform functions and process your data and to help provide our services including hosting and storage providers, etc.
We share and disclose your information as necessary with our other Business Clients and other third parties (such as contractors, adjusters, inspectors, state governing authorities, insurance and mortgage companies) and Customers with whom you interact or work in conjunction with processing your request or transaction or providing you services;
We are involved in a merger, asset sale, financing, corporate divestiture, reorganization, or acquisition of all or some portion of our business to another company or if we undergo liquidation or bankruptcy proceedings, we may share your information in connection with such transaction or proceeding before and or after the transaction closes or the proceedings are completed.
We may share information in other ways if you give us consent or direct us to do so.
In some situations, we aggregate or de-identify information we collect so that it no longer identifies a specific individual. We are not limited in our use of aggregated or de-identified information for our own purposes or in disclosing that information to a third party for its own use or otherwise.
The Site uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize our Site pages, or register with the iink Site or services, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your information, such as addresses, email address, and so on. When you return to the same iink Site, the information you previously provided can be retrieved, so you can easily use the iink features that you customized. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Iink services or Site you visit.
You can access, update, or delete account information that we may have relating to you by logging onto your account or by contacting us at [firstname.lastname@example.org]. To protect your privacy, before we give you access or let you update your information, we may ask you to verify your identity or provide additional information. We will try to update and allow you to access your information for free, but if it would require a disproportionate effort on our part, we may charge a fee. We will disclose the fee before we comply with your request. We may reject a request for a number of reasons, including, for example, that the request risks the privacy of other users, requires technical efforts that are disproportionate to the request, is repetitive, or is unlawful.
iink uses industry standard physical, technical and administrative security measures and safeguards to protect the confidentiality and security of your information. However, since the Internet is not a 100% secure environment, we cannot guarantee, ensure, or warrant the security of any information you transmit to us. There is no guarantee that information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. It is your responsibility to protect the security of your login information. Please note that e-mails and other communications you send to us through our Site are not encrypted, and we strongly advise you not to communicate any confidential information through these means
Our Site does not support Do Not Track (DNT) at this time. DNT is a privacy preference you can set in your web browser to indicate that you do not want certain information about your web page visits tracked and collected across websites. For more details, including how to turn on Do Not Track, visit https://allaboutdnt.com.
iink Endorsements, LLC
400 N. Ashley Dr., Ste. 2600-D
Tampa, Florida 33602